Who makes Lake
Lake is made by Lake Financial, the trade name of Rieper LLC, an Indiana limited liability company.
Lake: Spending Tracker has been on the U.S. App Store since October 14, 2026. The App Store lists Rieper LLC as the seller.
Mailing address: Rieper LLC, c/o Registered Agents Inc, 5534 Saint Joe Road, Fort Wayne, IN 46835.
What Lake does and doesn't do with your bank data
Bank and card connections go through Plaid. You sign in to your bank in Plaid's window or on your bank's own page. Lake never receives or stores your bank username or password.
Plaid gives Lake an access token, which Lake encrypts before storing and uses only to fetch your account data: account details, balances and transactions, and for supported accounts, holdings and loan terms.
Lake does not hold your money, move your money or make transactions. Lake is not a bank, lender, broker or investment adviser, and nothing in Lake is financial advice.
Lake does not sell your personal information and does not share your financial data with advertisers. Lake's public web pages use Google Analytics and Meta's ad measurement pixel. No linked-account or financial data is sent to Meta, and the Meta pixel doesn't load when your browser sends a Global Privacy Control signal.
You can unlink an institution in Settings at any time, or delete your Lake account. When you delete your account, Lake asks Plaid to remove each connection and deletes your active records. The privacy policy covers backups and billing records. See how account deletion works.
How bank linking works
- Get Lake for iPhone from the App Store.
- Start Premium, or the 1-month free trial through Apple if you're a new subscriber. Connecting banks is part of Premium.
- Connect a supported bank or card through Plaid.
- Lake reads the transaction history your institution makes available and shows your usual places.
Apple decides trial eligibility and shows the price and renewal terms before you start. Apple charges when the trial ends unless you cancel first.
What Lake costs
Free: your Lake account and the history already in it stay free. In the iPhone app, Free shows up to five usual places on Home, monthly budgets, and two new goals each calendar month. Connecting a bank needs Premium or its trial.
Premium: $79.99/year or $9.99/month in the iPhone app, with a 1-month free trial through Apple for new subscribers. Premium adds bank linking, the full list of usual places, unlimited goals, monthly reports and insights.
Premium renews until you cancel. See pricing for the full plan comparison.
How to cancel
If you started Premium in the iPhone app, cancel in your Apple Account subscription settings.
If you subscribed on lakefin.net, cancel from the billing portal in Settings.
Canceling stops renewal at the end of the current paid period. Your Lake account and history stay. Refunds are covered in the Terms of Service.
How to reach Lake
Email support@lakefin.net, or send a note through the feedback form.
Lake is not Westlake Financial
Lake Financial is not Westlake Financial and has no connection to it. Lake doesn't offer auto loans or loans of any kind.
To find the real Lake, search the App Store for “Lake: Spending Tracker” or go to lakefin.net.
Westlake Financial is a trademark of its respective owner.
Common questions about Lake
- Is Lake legit?
- Lake: Spending Tracker is a live app made by Lake Financial, the trade name of Rieper LLC, an Indiana limited liability company. It has been on the U.S. App Store since October 14, 2026, and it connects banks and cards through Plaid.
- Is Lake the same as Westlake Financial?
- No. Lake Financial has no connection to Westlake Financial and doesn't offer loans of any kind.
- Does Lake see my bank password?
- No. Connections go through Plaid, and Lake never receives or stores your bank username or password.
- Can Lake move money out of my account?
- No. Lake does not hold your money, move your money or make transactions.
- Does Lake sell my data?
- No. Lake does not sell your personal information and does not share your financial data with advertisers.
- How much does Lake cost?
- A Lake account is free. Premium is $79.99/year or $9.99/month in the iPhone app, with a 1-month free trial through Apple for new subscribers. Connecting banks needs Premium or its trial.
- How do I cancel?
- Cancel in your Apple Account subscription settings if you started in the iPhone app, or from the billing portal in Settings if you subscribed on lakefin.net. Your account and history stay.
- How do I contact Lake?
- Email support@lakefin.net or use the feedback form at lakefin.net/feedback.
See your usual places
Connect a supported bank or card in the iPhone app to see the places you return to and what a visit there usually costs.