Free
$0
See usual places and usual checks across up to two linked institutions. When a spending limit matches, Lake also shows limit left and visits left.
Pricing
Lake pricing — start free, upgrade for more history.
See the pattern before you pay anything. Lake starts free, and staying free never requires a card.
Premium
$5.99/month
Open each habit for visit frequency, recent visits, and six months of history. Link unlimited institutions.
Lifetime
$69.99 once
Keep visit history and unlimited-institution access with no recurring charge.
Premium renews monthly until canceled. Lifetime is a one-time payment with no recurring charge. Both paid plans also include broader insights, monthly reports, CSV export, and goal suggestions.
See my usual places
Start free. Choose an upgrade after you see the reveal.
Lake is automatic from the first connection — there is no manual transaction entry, no budget to build. See how the reveal compares to a manual spreadsheet approach in our automatic spending tracker guide, or see how Lake stacks up against YNAB and Rocket Money.
Pricing questions
- Is Lake free?
- Yes. The usual-places reveal is free across up to two linked institutions, no card required.
- How much does Lake Premium cost?
- Lake Premium is $5.99/month. It renews monthly until you cancel.
- What does the Lifetime plan include?
- Lifetime is a one-time payment of $69.99. You get the same access as Premium, with no recurring charge.
- Do I need to enter transactions manually?
- No. Lake is automatic — connect a bank or card through Plaid and Lake finds your usual places from your existing transactions.
- Does Lake see my bank login?
- No. Lake never receives or stores your bank username or password. Connections go through Plaid, and you can unlink an institution or delete your account anytime.
- Can I cancel?
- Yes, anytime. Cancel and Premium stops renewing — no further charges.