Find what repeats
Lake filters recent transactions, groups purchases by place, and surfaces the ones that keep showing up.
Automatic spending tracker
Before you spend there again, see the pattern.
Lake finds the places you keep going and shows what a visit usually costs. When a place matches a spending limit, Lake shows how many similar visits fit, so you can decide whether the next one is worth it.
Start free, then connect a supported bank or card through Plaid. The usual-places view stays free across up to two linked institutions; no payment required.
lake.Example
Your usual places
The pattern, before the next visit.
Starbucks
Usual check $14
- Limit left
- $56
- Visits left
- 4
Taco Bell
Usual check $18
- Limit left
- $36
- Visits left
- 2
Target
Usual check $42
- Limit left
- —
- Visits left
- —
No merchant watchlist or transaction sorting before this first view.
You already tried tracking everything
The upkeep became the product.
You wanted to understand your spending. Instead, you got categories to correct, transactions to review, and a plan to maintain. Lake starts with the repeat behavior already in your history and lets you know how confident it is about your potential spend.
See a usual check
Understand what a normal visit looks like instead of staring at another monthly total.
Make the limit concrete
When a limit matches, Lake turns its remaining dollars into visits left at your usual amount.
Context for the next purchase
Another $14 visit? See the habit first.
Lake does not label the purchase good or bad. It shows the pattern around it: this place usually costs $14, and four similar visits still fit in the current limit. Is this visit worth one of them? That call stays yours.
Starbucks · usual check
$14
Limit left
$56
Visits left
4
Connect. See the pattern. Make the next call.
- 1
Create your free account
Start without a card or an old budget to import.
- 2
Link a bank or card
Connect through Plaid. Lake never receives or stores your bank username or password.
- 3
Review your usual places
See the usual check for each place. When a spending limit matches, Lake also shows limit left and visits left.
Your data, your control
Connect only what you choose.
Lake never receives or stores your bank username or password. You can unlink an institution from Settings or permanently delete your Lake account.
Start with the reveal
Upgrade for more history and more linked institutions.
Free
$0
See usual places and usual checks across up to two linked institutions. When a spending limit matches, Lake also shows limit left and visits left.
Premium
$11.99/month
Open each habit for visit frequency, recent visits, and six months of history. Link unlimited institutions.
Lifetime
$199.99 once
Keep visit history and unlimited-institution access with no recurring charge.
Premium renews monthly until canceled. Lifetime is a one-time payment with no recurring charge. Both paid plans also include broader insights, monthly reports, CSV export, and goal suggestions.
See my usual places
Start free. Choose an upgrade after you see the reveal.