Free
$0
See usual places and usual checks across up to two linked institutions. When a spending limit matches, Lake also shows limit left and visits left.
Automatic spending tracker
Your spending
has a pattern.
Lake finds the places you return to and what you usually spend there. See how many visits fit when a spending limit matches.
Free to start. No card required.
For the places you keep going back to.
And the budget you stopped updating.
Inside a spending habitExample figures
Starbucks
Based on recent transactions
Usual check
$14
Usually $12–$16
Last 7 visits
Recent checks
Usual
Visit 1: $12.
Visit 2: $16.
Visit 3: $12.
Visit 4: $16.
Visit 5: $12.
Visit 6: $16.
Visit 7: $14.
Coffee limit left
$56
Visits left
4 at your usual
Illustrative figures. Visits left appears when a spending limit matches.
Start with the places you already go.
You wanted to understand your spending. Instead, you got categories to correct, transactions to review, and a plan to maintain. Lake starts with the repeat behavior already in your history, and tells you how sure it is.
Find what repeats
Lake filters recent transactions, groups purchases by place, and surfaces the ones that keep showing up.
See a usual check
Understand what a normal visit looks like instead of staring at another monthly total.
Make the limit concrete
When a limit matches, Lake turns its remaining dollars into visits left at your usual amount.
Starbucks · usual check
Example figures
$14
- Limit left
- $56
- Visits left
- 4
Another $14 visit? See the habit first.
Lake does not label the purchase good or bad. It shows the pattern around it: this example place usually costs $14, and four similar visits fit the remaining $56 when a limit matches. That call stays yours.
Connect. See the pattern. Make the next call.
- 01
Create your free account
Start without a card or an old budget to import.
- 02
Link a bank or card
Connect through Plaid. Lake never receives or stores your bank username or password.
- 03
Review your usual places
See the usual check for each place. When a spending limit matches, Lake also shows limit left and visits left.
Connect only what you choose.
Lake never receives or stores your bank username or password. You can unlink an institution from Settings or permanently delete your Lake account.
Start with the reveal
Upgrade for more history and more linked institutions.
Premium
$79/year
about $6.58/month billed annually, or $9.99/month billed monthly
30 days free, no card required. Open each habit for visit frequency, recent visits, and six months of history. Link unlimited institutions.
Premium renews annually or monthly, whichever you pick, until you cancel. Premium also includes broader insights, monthly reports, CSV export, and goal suggestions.
See my usual places
Start free, or start your 30-day Premium trial. No card required either way.